Hello,

My S Corporation was formed in 2016 and I have since then been using Debit cards for all transactions. I'd like to start building credit for the business and would like to apply for a Credit Card and secure loans in the future. How do I go about it?

My understanding is that most if not all Business Credit Cards require a personal guarantee and that impacts your personal credit and not the business credit score. Is that a correct understanding? I've heard of "secured business credit cards" that claim to help build business credit. Should I apply for one of these?

Thanks!

I didn't find the right solution from the internet.
References:
https://www.bogleheads.org/forum/viewtopic.php235367
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